• Claims made - Protects against covered professional liability claims, up to the covered limit, which occur on or after a retroactive date and are reported during the policy period or an extended reporting period, if applicable.

• Commercial General Liability for premises and completed products
• Excess Medical Professional & Umbrella Liability - Covers healthcare facilities and/or providers against multiple or excessive suits by extending limits on their present coverage.

• Hospitals - Up to $2M/$20M ($2M per occurrence, aggregate varies by state)
• Labs, community health centers and clinics - Up to $2M/$6M ($2M per occurrence, aggregate varies by state)
• Higher limits are available to provide even more protection

• Professional Conduct Review Coverage - Reimburses up to $25,000 for legal defense costs if a hospital or facility must appear before the state licensing board and if the investigation is a result of an injury arising out of professional services rendered to a patient.
• Sexual Misconduct Defense Coverage - Reimburses up to $100,000 for legal defense costs needed to defend a hospital or healthcare facility against allegations by a patient of sexual misconduct.

If you would like additional information on the coverages we offer to hospitals and facilities, please contact one of our agents.

*Coverys member companies Medical Professional Mutual Insurance Company ("ProMutual") and ProSelect Insurance Company ("ProSelect") provide medical professional liability insurance in CT, MA, ME, NC, NH, NJ, PA, RI, VA & VT.

• Claims made policy form for medical professional liability - Protects against covered professional liability claims, up to the covered limit, which occur on or after a retroactive date and are reported during the policy period or an extended reporting period, if applicable.
• Primary and excess coverage available

• Commercial General Liability for premises and completed products
• Directors and Officers Liability Coverage - Insurance for damages the policyholder is legally obligated to pay for wrongful acts by directors and officers.
• Employee Benefit Liability - Protection against claims for negligent acts, errors or omissions arising from the administration of employee benefits programs such as life insurance, profit sharing, pensions, etc.
• Employment Practices Liability - Protection from alleged employment-related claims such as wrongful termination, employment discrimination, sexual harassment, retaliatory treatment and breach of oral or written employment contracts.
• Deductibles - Deductibles are optional and may be available up to $1M per occurrence based on underwriting review.**

• Range from $1M to $15M per medical incident, with additional limits available to qualifying applicants

If you would like additional information on the coverages we offer to hospitals and facilities, please contact us.

*Coverys member company Washington Casualty Company (WCC) provides medical professional liability insurance in ID, OR & WA.

**Policy limit options and coverage may vary by state.

• Claims made policy form for medical professional liability - Protects against covered professional liability claims, up to the covered limit, which occur on or after a retroactive date and are reported during the policy period or an extended reporting period, if applicable.
• Primary, excess and umbrella coverage available

• Commercial General Liability for premises and completed products
• Deductibles - Deductibles are optional and may be available up to $1M per occurrence based on underwriting review.**

• Range from $250,000 to $15M per medical incident, with additional limits available to qualifying applicants**

If you would like additional information on the coverages we offer to hospitals and facilities, please contact us.

*Coverys member company MHA Insurance Company (MHAIC) provides medical professional liability insurance in IA, IN, MI, MN, ND, OH, SD & WI.

**Policy limit options and coverage may vary by state.

FinCor Solutions, Inc., a member company of Coverys, is a consultative, multi-line insurance agency solely focused on serving the healthcare industry with both traditional and alternative risk products and services. Managing financial risk is imperative to hospitals and FinCor Solutions is highly qualified to provide valuable insight and expertise to hospitals and their physicians.

FinCor Solutions offers competitive options for business protection, giving hospitals the opportunity to coordinate their insurance requirements through one source, with one team of professionals working to protect their interests.

Benefits of FinCor Solutions

• Industry expertise - We have experienced insurance specialists and healthcare professionals who understand the risks hospitals face.
• Healthcare focused - With a single focus on healthcare, we have experience servicing clients of all sizes and requirements.
• Committed to hospitals - We listen to the needs of hospitals and we deliver on time.

• Medical Professional Liability
• Employee Benefits
• Alternative Risk Programs
• General Liability
• Directors & Officers Liability
• Fiduciary Liability
• Employment Practices Liability
• Crime Bond
• Cyber Liability/Data Protection
• Excess Liability
• Loss Prevention Services
• Property
• Emergency Vehicles/Autos
• Workers’ Compensation-IDM

If you would like additional information on the alternative risk services and products we offer to hospitals and facilities, please visit the FinCor Solutions website.

*Insurance products, including, but not limited to, life, disability, health, AD&D, dental and vision, are underwritten by companies other than Coverys member companies. Not all products are available in all states.