MPL Coverage Form Available

Claims-Made – Provides protection for covered medical professional liability claims which occur on or after a retroactive date and are reported during the policy period or an extended reporting period, if applicable.

Primary Policy Limits

Primary policy limits are available of up to $2,000,000 per claim.

Key Coverage Highlights

Broad Definition of Insured – Shared coverage provided for all non-physician employees, students and volunteers while acting within their scope of duties; separate limits offered for an additional premium.

Medical Corporations – Coverage included for solely owned professional medical corporations.

Consent to Settle – Coverys will not settle a claim or suit without the named insured’s written consent, where approved.

Locum Tenens Coverage – Available for temporary absences from professional practice up to a maximum of 45 days during a policy period.

Worldwide Coverage – Coverage applies for suits brought within the United States, its territories and possessions, or Canada.

Vicarious Liability Coverage – Provided for claims arising out of professional acts or omissions by someone for whom the policyholder is legally responsible.

Extended Reporting Period Coverage – Free endorsement for an extended reporting period endorsement (also known as “tail” coverage) is available in the event of death, disability and retirement; for a retirement tail, certain eligibility requirements may apply.

Additional Feature

Allied Healthcare Providers – Nurse practitioners, physician assistants and other medical employees can be added as insureds with separate limits of liability for an additional premium.