Effective Date: November 9, 2015


Coverys Privacy Statement


This privacy statement applies to Coverys.com and Medical Professional Mutual Insurance Company and its subsidiaries (collectively, “Coverys”, “us”, “our”, or “we) websites, portals, products and services that collect data and display these terms (collectively, “Sites”). This privacy statement does not apply to Coverys websites, portals, products and services that do not display or link to this statement or that have their own privacy statements, or data collected offline.

Please read this privacy statement before using our Sites or submitting personal information to us.
 
Information We Collect


                  Information You Provide


Through our Sites, Coverys collects information from you when you choose to share it with us to contact us; request marketing materials, reports, publications and risk management resources; provide information regarding claims or potential claims; apply for employment with us; or register to use any password-protected portions of our Sites.

The information we collect may include your name, address, telephone number, mobile telephone number, e-mail address, job title, employment/education history, and any other information you submit to us. You may also be required to provide certain other information to access and use certain products or services that we offer. We do not require you to register or provide this information to us in order to view our Sites or have access to most Site content.
 

                  Information Collected Automatically


Coverys may use cookies, web beacons, pixel tags, log files, or other technologies to collect certain information about visitors to and users of our Sites to monitor interactions with our Sites, identify you and maintain your user preferences, tailor web content to match your browser capability, analyze usage trends, administer and improve our Sites, identify irregular Site behavior, prevent fraudulent activity and improve security.

For example, we may automatically collect certain non-personal information from you, such as the type of web browser and operating system you use, the name of your Internet service provider, Internet Protocol (“IP”) address, software version, and course geolocation information (for example, based on IP address or location of cellular tower used for the connection). In addition, we may collect information about your browsing behavior, such as the date and time you visit our Sites, the amount of time you spend viewing or using our Sites, the number of times you return to our Sites, and other click-stream or Site usage data.

You are always free to block, delete, or disable these technologies if your browser, application or device allows. However, if you decline cookies or other similar technologies, you may not be able to take advantage of certain Site features or tools. For more information on how you can block, delete, or disable these technologies, please review your browser or device settings.

Do Not Track Signals: Our Sites do not recognize browser “do-not-track” signals or similar mechanisms.
 
How We Use Your Information

Coverys may use the information we collect from and about you for any of the following purposes:
  • Furnish, maintain and improve our Sites;
  • Create accounts and provide you with access to our Sites;
  • Communicate with you regarding our products and services (for example, reports, publications and risk management resources);
  • Respond to your inquiries;
  • Enhance and personalize your experience on our Sites;
  • Protect the security and integrity of our Sites;
  • Develop new products or services;
  • Providing insurance quotes;
  • Conduct research and analyze the use of our Sites.
How We Share Your Personal Information

Coverys does not sell or otherwise disclose personally identifiable information about you, except as described here.

In the course of doing business, we employ service providers and individuals to perform a variety of functions on our behalf. These service providers may have access to your personally identifiable information if it is needed to perform their functions for us, but they are not authorized by Coverys to use or disclose the information except as necessary to perform services on our behalf or to comply with legal requirements. These service providers are also required to maintain the information in confidence.

In addition, we may disclose information where we think it is necessary to investigate or prevent an actual or suspected crime or injury to ourselves or others, if required by law, or in response to a request from law enforcement authorities or other government officials.

During the normal course of our business, Coverys may sell or purchase assets. If another entity acquires, or seeks to acquire, us or any of our assets, information we have collected about you may be transferred to such entity. In addition, if any bankruptcy or reorganization proceeding is brought by or against us, such information may be considered an asset of ours and may be sold or transferred to third parties. Should a sale or transfer occur, we will use reasonable efforts to try to require that the transferee use personally identifiable information provided through our Sites in a manner that is consistent with this privacy statement.
 
How We Protect Your Personal Information

Protecting your personal information is important to us. We maintain administrative, technical, and physical safeguards to help protect against unauthorized use, disclosure, alteration, or destruction of the personally identifiable information we collect on or through our Sites.
 
Choice & Control Over Your Information

Cookies can be disabled or removed by tools that are available in most commercial browsers. The preferences for each browser you use will need to be set separately and different browsers offer different functionality and options. For more information about cookies and how to refuse them, visit here and here. To control flash cookies, which we may use on certain online environments from time to time, you can go here (note, this separate link is provided because flash cookies cannot be controlled through your browser settings).
 
Links to Other Sites

Our Sites may provide access to other websites outside our control. When you link to these websites, you leave our Sites and your communications are no longer protected by this privacy statement. Links to other websites are provided as a service, but Coverys does not endorse such websites or validate their content. We are not responsible for the privacy practices or the content of non-Coverys websites or online products and services. We recommend that you review the privacy statement and terms and conditions of those websites to fully understand what information is collected and how it is used.
 
HIPAA Business Associate Agreements

For Medical Professional Mutual Insurance Company, ProSelect Insurance Company, MHA Insurance Company, Washington Casualty Company and Coverys Specialty Insurance Company, click here; for Coverys RRG, Inc., click here; for Preferred Professional Insurance Company, click here.
 
Updates to Our Privacy Statement

If we decide to change our privacy statement in a material way, we will post a notification highlighting those changes on our home page found at Coverys.com.
 
How to Contact Us

If you have any questions or comments about this privacy statement or the ways in which we use information subject to this statement, please do not hesitate to contact us:  One Financial Center, 13th Floor, Boston, MA 02111 · Tel: 800.225.6168 · hbrennan@coverys.com