Data-Driven Risk Protection for Self-Funded Employer Health Plans
Employer Stop Loss (ESL) coverage protects employers with self-funded health plans from catastrophic and frequent claim scenarios that can affect the company’s balance sheet. Coverage is customized to the employer’s risk tolerance and the coverage requirements of its health plan.
As a direct writer of ESL insurance, Coverys brings a seasoned team well-versed in the healthcare marketplace, self-funded employer groups, and specifically in ESL insurance programs. Our team is known for uniquely meeting the needs of this market,
delivering industry-leading claims analytics
, healthcare marketplace intelligence, and risk mitigation resources
that can positively impact your health plan’s performance to help employees gain quality care while lowering costs.
What are the benefits of Coverys ESL?
- Options to best support your plan – You can choose your deductible level, benefit period, and covered benefits.
- Flexibility to customize – You can customize your plan to mirror your corporate culture, number of employees, risk tolerance, and financial goals.
- Fast and responsive claims service – You’ll be able to count on our fast and responsive claims service, including electronic claims submission and reimbursement.
- Healthcare marketplace intelligence and risk mitigation resources – Positively impact your health plan’s performance and help employees gain quality care while lowering costs.
The Coverys Difference
is a proven leader in providing specialized coverage in the healthcare marketplace for over 45 years. Our ESL team takes a holistic underwriting approach in serving self-funded employer groups. Coverys is a direct writer and supports employer self-funded health plans with customized coverage and policy options to best match the employer’s health plan coverage and risk tolerance.
The Coverys team will provide proactive recommendations on preventative cost mitigation strategies, providers, and facilities. This includes access to our proprietary intelligence and insight platform that enables members to choose “best value” providers with high-quality outcomes and lower cost of service in their specific geographic area.
for more information.
For agents and brokers:
Medical Stop Loss Disclosure Form
Employer Stop Loss Quoting Checklist