Insurance Offerings
Medical Professional Liability Insurance
Comprehensive Insurance and Services for You
Founded by healthcare providers, Coverys delivers A-rated insurance protection and services that help you stay free to focus on medicine. You can count on a vigorous defense of malpractice claims as well as leading-edge data analytics and risk mitigation services to help improve patient safety and reduce liability risk. We are proud to have received top ratings from A.M. Best – the preeminent rating agency for insurance companies – affirming our financial strength and readiness to be there for our customers.
Selection of Insurance Coverages Available
Claims-Made
Provides protection for covered medical professional liability claims which occur on or after a retroactive date and are reported during the policy period or an extended reporting period, if applicable.
Modified Claims-Made
Offers prepaid tail coverage on a claims-made basis. Protects against covered medical professional liability claims which occur on or after a retroactive date and are reported during the policy period or an extended reporting period, if applicable. Please note that an indefinite reporting period endorsement automatically applies at no additional premium.
Occurrence
Provides protection for covered medical professional liability claims that occur during the policy period.
“I recommend the professional liability services of Coverys without reservation and plan to continue this beneficial relationship.”
A Broad Offering of Insurance
Today's healthcare requires extensive insurance solutions for physicians and surgeons, dentists, podiatrists, advanced practice providers, hospitals and systems, outpatient facilities, healthcare administrators, and more. At Coverys, we strive to provide you with the coverage you need so you are free to focus on medicine.
Wide Underwriting Capability
- Coverage selection.
- Deductibles.
- Excess and umbrella liability.
- Excess and umbrella liability over self-insured retentions.
- Excess and surplus lines.
- Fronting.
- Reinsurance.
- Captive.
- Loss portfolio transfers.
Customizable Insurance Offerings
- Entity medical professional.
- Physician professional.
- Dental professional.
- Allied healthcare and miscellaneous medical.
- Cyber liability and protection plus.
- General medical liability insurance.
- Employee benefits liability.
Two Types of Liability Offered
We offer direct liability coverage, which covers you for the services you personally provide. We also offer vicarious liability, which covers people for whom you may be legally liable if you are providing supervision and direction (e.g., employees, students, volunteers).
Additional Coverages Available
Depending on your particular exposure, you may need additional coverages, including but not limited to general liability for premises or damage to property of others, employer liability, or Cyber Liability and Protection Plus, which includes cyber/ regulatory liability coverage.
Read More: Cyber Liability and Protection Plus Coverage
Help from Your Agent or Broker
Since statutory requirements differ by state and exposure type, your agent or broker will guide you through selecting the right medical malpractice insurance coverage for your practice. They work closely with you to create an insurance plan for your specific needs.
Key Insurance Information
You can count on Coverys for comprehensive coverage, so you are free to focus on patients.
We Support Healthcare Professionals with Insurance Protection and a Comprehensive Suite of Services
Coverys offers RiskRx® PRO—an exclusive integrated suite of services built for policyholders that integrates proactive risk mitigation with powerful claims resolution strategies. Learn more:RiskRx PRO
Risk Management
Business Analytics
Continuing Education
Emotional Support
The REACT® Program
Services For Policyholders
A Guide to Purchasing Medical Professional Liability Insurance
Learn how to protect your career and your reputation.
ReadExplore Insurance For Healthcare
Medical Professional Liability Insurance
Protection against malpractice claims, plus leading-edge analytics and risk mitigation services to help improve patient safety and reduce liability risk.
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Employer Stop Loss Solutions
Coverage for self-funded employer healthcare plans – aiding in cost management and customized to your plan's risk tolerance.
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Medicare Contractual Risk Protection
For hospitals working with Medicare, our risk protection shields you from unexpected contractual changes that could increase your financial burden.
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Provider Excess Loss Insurance
Insurance for healthcare providers that accept financial risk for patient healthcare outcomes, limiting exposure to high claims costs.
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Request a Quote
Complete our easy request form to receive information on pricing and specific coverage.
Start My Request Now*Information on Coverys excess and surplus (E&S) lines products is for informational purposes only and is not an offer to sell any product or policy. Please contact your E&S broker for more information.
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