PHYSICIANS & SURGEONS
Professional Insurance for Doctors
Comprehensive Liability Insurance for Doctors
Coverys delivers “A” rated insurance protection and innovative services that help you stay free to focus on medicine. You can count on a vigorous defense of malpractice claims as well as RiskRx® PRO—an exclusive integrated suite of services built for policyholders that integrates proactive risk mitigation with powerful claims resolution strategies.
Our Types of Professional Liability Insurance for Medical Doctors
Claims-Made
Claims-made coverage ensures policyholders are protected from the moment a policy begins. When medical professional liability claims arise, we stand ready to defend policyholder interests, protecting against covered incidents that occur on or after a retroactive date when reported during the active policy period.
Modified Claims-Made
Modified claims-made coverage provides prepaid tail coverage on a claims-made basis. This protects policyholders against covered medical professional liability claims that occur on or after a retroactive date and are reported during the policy period or an extended reporting period, if applicable. Policies include an indefinite reporting period endorsement at no additional premium.
Occurrence
Occurrence coverage provides protection for covered medical professional liability claims that occur during the policy period.
A Broad Offering of Medical Liability Insurance
Today's healthcare requires extensive insurance solutions for physicians and surgeons, dentists, podiatrists, advanced practice providers, hospitals and systems, outpatient facilities, healthcare administrators, and more. At Coverys, we strive to provide you with the protection you need, so you are free to focus on medicine.
Wide Underwriting Capability
- Coverage selection.
- Deductibles.
- Excess and umbrella liability.
- Excess and umbrella liability over self-insured retentions.
- Excess and surplus lines.
- Fronting.
- Reinsurance.
- Captive.
- Loss portfolio transfers.
Customizable Insurance Offerings
- Entity medical professional.
- Physician professional.
- Dental professional.
- Allied healthcare and miscellaneous medical.
- Cyber liability and protection plus.
- General liability.
- Employee benefits liability.
Two Types of Liability Offered
We offer direct liability coverage, which covers you for the services you personally provide. Our vicarious liability coverage extends to those under your supervision and direction, including your employees, students, and volunteers.
Additional Coverage Options
Your practice may require supplemental coverage based on your specific needs. We provide general liability coverage for your premises and property, employer liability solutions, and Cyber Liability and Protection Plus coverage with integrated cyber and regulatory liability options.
Read More: Cyber Liability and Protection Plus Coverage
Help from Your Agent or Broker
Since statutory requirements differ by state and exposure type, your agent or broker will guide you through selecting the right medical malpractice insurance coverage for your practice. They work closely with you to create an insurance plan for your specific needs.
Key Information for Our Doctors’ Professional Liability Insurance
A Guide to Purchasing Coverys Liability Insurance for Doctors
Protect your career, your patients, and your practice by finding the medical malpractice insurance policy that is right for you, giving you the freedom to concentrate on what matters most: patient care.
Read Our Guide
A Wide Breadth of Policyholder Services
Coverys offers RiskRx® PRO—an exclusive integrated suite of services built for policyholders that integrates proactive risk mitigation with powerful claims resolution strategies. Learn more:
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Get the latest news, white papers, analytics reports, podcasts, and more.Insurance products issued by Medical Professional Mutual Insurance Company (MA, NAIC 10206) and its subsidiaries Preferred Professional Insurance Company® (NE, NAIC 36234), and ProSelect® Insurance Company (NE, NAIC 10638). Insurance products issued in California by Preferred Professional Insurance Company and Coverys Insurance Company (CA Cert. 6122-6), 11605 Miracle Hills Drive, Suite 200, Omaha, NE 68154. Insurance products issued in New York by Coverys Risk Retention Group, Inc. (DC, NAIC 14160). Not all products available in all states; consult your insurance agent or underwriter. Any description set forth herein does not include all policy terms, conditions, and exclusions. Please refer to the actual policy for complete details of coverage and exclusions. Consultative service offerings for policyholders vary based on account type, size, and identified need. Additional services may be available on a fee-for-service basis. Information on Coverys excess and surplus (E&S) lines products is for informational purposes only and is not an offer to sell any product or policy.